ZEROUALI, Younes; HINTI, Said. FinTechs, culture financière digitale et inclusion financière au Maroc : Une étude empirique par modélisation PLS-SEM. International Review of Applied Finance, Economics and Management, [S. l.], v. 1, n. 2, p. 59–78, 2025. DOI: 10.66130/y1kj9g77. Disponível em: https://irafem.org/index.php/irafem/article/view/26. Acesso em: 22 may. 2026.